- Rates are fixed, not variable
- Rates on a Visa Classic range from 9.9% to 12.9%, dependent on your credit score at the time of application
- Credit limits start at a minimum of $500
- No cash advance fees
- No annual fees
- Cash advance interest rate is the same as your purchase interest rate
- Overdraft protection is available from your Circle Federal Credit Union Visa to your Circle Federal Credit Union Checking
Access your Visa Credit Card by logging in to ItsMe247 (online banking) to view balances, transactions, and make your payment electronically.
No-Cost Travel Accident Insurance
Whether traveling across the country or around the world, you and your family are automatically covered by our no-cost Travel Accident Insurance when you use our card to purchase travel tickets. Use our card to purchase tickets on any common carrier - air, land, or sea - and you're covered in the event of an accident or loss. No registration required. Just by using our card, you're covered!