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Individual Retirement Accounts

Saving Money For Retirement Has Never Been Easier!

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Individual Retirement Accounts

Saving money for retirement has never been easier. In fact, IRA's are one of the best ways to fund your retirement.

  • Both Traditional and Roth IRAs available
  • Open an IRA Share Savings account
  • No minimum balance required
  • Competitive monthly dividends earned on daily balance over $100
  • Dividends compounded and credited monthly
  • Direct deposit accepted
  • Open an IRA Term Share Certificate
  • Low minimum deposit of $500.00
  • Terms up to 36 months
  • Dividends compounded and credited monthly
  • No maintenance fees
  • Competitive dividend rates
  • Tax deferred earnings on Traditional IRAs until withdrawn
  • Tax-free earnings and withdrawals on Roth accounts
  • No worry federally insured savings

Traditional IRA vs. Roth IRA

Traditional IRA: Contributions may be tax deductible.

Roth IRA: Contributions are not tax deductible, but your earnings are generally tax-free and stay tax-free even when you withdraw them.


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