Get Rewarded for Banking the Way You Already Do.
Your checking account should do more than hold your money—it should help you grow it. At Circle Federal Credit Union, our Rewards Checking account gives you the opportunity to earn a competitive dividend rate while enjoying the convenience of everyday banking.
By simply using your account each month, you can earn 4.00% dividend rate (4.07% APY) on balances up to $15,000.
Qualify Each Month by Completing These Simple Steps
Earning your rewards is easy. Just:
- Enroll in eStatements
- Receive at least one direct deposit in your checking account
- Make 15 or more debit card purchases (both signature AND PIN based transactions count towards this total)
- Log in to online banking at least once during the monthly qualification cycle
More Than Great Earnings
Rewards Checking comes with valuable perks that help you save money and simplify your financial life, including:
- Earn 4.00% dividend rate (4.07% APY) on balances up to $15,000 when qualifications are met
- Up to $10 in ATM fee refunds each qualifying month
- One box of FREE Circle FCU logo checks each year
- Free overdraft transfers from eligible Circle FCU share accounts, lines of credit, or Visa® accounts
- Free Online & Mobile Banking
- Free Bill Pay
- Free Debit Card with fraud monitoring and security features
- Access to thousands of surcharge-free ATMs nationwide
Did you know?
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Your account at Circle Federal Credit Union can have TWO different checking accounts under the same membership (each with their own debit card). This is great for couples who want to keep their finances separate, kids not yet ready for their own checking account, or as an emergency for students going off to college.
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We don't charge for transfers (or Overdrafts) from any of your Share, LOC, or Visa Accounts to your Rewards Checking Account.
Visit a branch to open your Rewards Checking to start earning interest TODAY!
Switch Kit Account Closure Request
Switch Kit Authorization to Change Direct Deposit
Switch Kit Authorization to Change Automatic Payment
All rates are subject to change without prior notice. These rates replace previously dated rates. These rates are for Circle Federal Credit Union members only. Membership required. Must qualify for Membership. Federally Insured by the NCUA up to $250,000. Equal Opportunity Lender.
