Qualifying for 4% APY has never been easier! Having a Checking Account and doing the following tasks automatically sets you up to earn 4% APY interest:
- Enroll in E-Statements
- Have a Direct Deposit into your Checking Account
- Make 15 debit card transactions per month (both signature AND pin based transactions count towards this total)
- Log into Online Banking ITSME247 at least once per month
Plus, as an added benefit, we will refund ATM fees incurred during the months you qualify to receive interest on your Rewards Checking Account (up to $10 per month).
Did you know?
Your account at Circle Federal Credit Union can have TWO different checking accounts under the same membership (each with their own debit card). This is great for couples who want to keep their finances separate, kids not yet ready for their own checking account, or as an emergency for students going off to college.