Visa Secured

With a Visa Secured Credit Card, members with low or little-to-no established credit history can reach financial stability. This card is designed to help our members build or re-establish credit history for later lending opportunities, such as a car loan or mortgage!

Rate is fixed at 16.9%
Credit limits start at a minimum of $250
No credit report needed
Minimum age requirement is 12 years old (with qualified co-borrower of legal age)

Visa Secured Credit Cards are funded by a balance in your Circle Federal Credit Union Savings Account and are able to be used like any other Credit Card.

Access your Visa Credit Card by logging in to ItsMe247 (online banking) to view balances, transactions, and make your payment electronically.

Lost and Stolen Cards

Changing Your Pin

For your convenience, you may choose to change your PIN to a number that you can more easily remember, call 1-866-297-3411. You must have your current PIN in order to change.