Municipal Savings Accounts
At Circle FCU, we understand the budgetary and regulatory challenges faced by municipalities, school districts, and other government agencies in meeting the needs of their local communities. Our specialized deposit accounts are designed to be flexible, and provide the best value for your organization. We offer efficient checking accounts, high-yield deposit accounts, electronic banking tools, and many other financial services for cities, townships, school districts, and other government agencies in the City of Niles, Niles Township, Howard Township and Cass County.
What is offered with our Municipal Savings Accounts?
• Earn .25% (.25% APY) on balances starting at $2,500 up to $500,000. Balances below $2,500 and any excess amount over $500,000 will earn .02% APY
• No Minimum Balance Fees
• No Limit on the Number of Deposits
• Keep Funds Separate with up to 2 Municipal Savings Accounts
• Free Online Banking
• No Per Item Fees
• Withdrawals subject to Reg D. See an MSR for details