Savings Federally Insured up $250,000.00 by the NCUA a U.S. Government Agency.
| Share Savings, Christmas Club, Vacation Club, Additional Savings |
| Effective Date: Thursday, October 1st, 2020 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $100.00 - $2,999.99 |
.10% |
.10% |
| $3,000.00 - $4,999.99 |
.10% |
.10% |
| $5,000.00 - $9,999.99 |
.10% |
.10% |
| $10,000.00 - $19,999.99 |
.10% |
.10% |
| $20,000.00 and up |
.10% |
.10% |
| Youth Accounts |
| Effective Date: Thursday, October 1st, 2020 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $5.00 - $2,999.99 |
.10% |
.10% |
| $3,000.00 - $4,999.99 |
.10% |
.10% |
| $5,000.00 - $9,999.99 |
.10% |
.10% |
| $10,000.00 - $19,999.99 |
.10% |
.10% |
| $20,000.00 and up |
.10% |
.10% |
| Premier Savings Accounts |
| Effective Date: Thursday, October 1st, 2020 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $2,500.00 - $ 9,999.99 |
.10% |
.10% |
| $10,000.00 - $24,999.99 |
.15% |
.15% |
| $25,000.00 - $99,999.99 |
.20% |
.20% |
| $100,000.00 and up |
.30% |
.30% |
| Optimum Savings |
| Effective Date: Thursday, October 1st, 2020 |
| Eligibility | Dividend Rate | Annual Percentage Yield (APY) |
| If Terms are Met |
.60% |
.60% |
| If Terms are Not Met |
.10% |
.10% |
| Terms and Conditions |
| Municipal Savings |
| Effective Date: Thursday, October 1st, 2020 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $2,500 - $500,000 |
1.25% |
1.26% |
| Below $2,500 and Above $500,000 |
.10% |
.10% |
| Terms and Conditions |
| Term Share Certificates |
| Effective Date: Thursday, October 1st, 2020 |
| Term | Minimum Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| 3 Month |
$500.00 |
.30% |
.30% |
| 6 Month |
$500.00 |
.40% |
.40% |
| 12 Month |
$500.00 |
.80% |
.80% |
| 18 Month |
$500.00 |
.85% |
.85% |
| 24 Month |
$500.00 |
.90% |
.90% |
| 30 Month |
$500.00 |
.95% |
.95% |
| 36 Month |
$500.00 |
1.00% |
1.01% |
| 48 Month |
$500.00 |
1.25% |
1.26% |
| 60 Month |
$500.00 |
1.40% |
1.41% |
| IRA (Individual Retirement Account)/HSA (Health Savings Account) |
| Effective Date: Thursday, October 1st, 2020 |
| HEALTH SAVINGS ACCOUNTS, AND IRA SAVINGS (Traditional & Roth) |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $100.00 - $ 2,999.99 |
.35% |
.35% |
| $3,000.00 - $4,999.99 |
.35% |
.35% |
| $5,000.00 - $9,999.99 |
.35% |
.35% |
| $10,000.00 - $19,999.99 |
.45% |
.45% |
| $20,000.00 and up |
.45% |
.45% |
| IRA (Individual Retirement Accounts) Term Share Certificates |
| Effective Date: Thursday, October 1st, 2020 |
| Term | Minimum Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| 12 Months |
$500 |
.80% |
.80% |
| 24 Months |
$500 |
.90% |
.90% |
| 36 Months |
$500 |
1.00% |
1.01% |
| Rates and Term are subject to change. All Term Share Certificates have an early withdrawal penalty. |
