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Savings Rates

Savings Federally Insured up $250,000.00 by the NCUA a U.S. Government Agency.

Share Savings, Christmas Club, Vacation Club, Additional Savings
Effective Date: Tuesday, February 7th, 2023
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100.00 & Up .02% .02%

Youth Accounts
Effective Date: Tuesday, February 7th, 2023
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$5.00 and Up .02% .02%

Premier Savings Accounts
Effective Date: Tuesday, February 7th, 2023
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$2,500.00 - $ 9,999.99 .15% .15%
$10,000.00 - $24,999.99 .20% .20%
$25,000.00 - $99,999.99 .25% .25%
$100,000.00 and up 1.00% 1.01%

Optimum Savings
Effective Date: Tuesday, February 7th, 2023
EligibilityDividend RateAnnual Percentage Yield (APY)
$0-$99,999.99: If Terms are Met .15% .15%
$100,000.00 and up: If Terms are Met 1.00% 1.01%
If Terms are Not Met .02% .02%
Terms and Conditions

Municipal Savings
Effective Date: Tuesday, February 7th, 2023
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$2,500 - $500,000 .25% .25%
Below $2,500 and Above $500,000 .02% .02%
Terms and Conditions

Term Share Certificates
Effective Date: Tuesday, February 7th, 2023
TermDeposit AmountDividend RateAnnual Percentage Yield (APY)
6 Month $500.00 4.000% 4.07%
12 Month $500.00 4.000% 4.07%
18 Month $500.00 4.000% 4.07%
24 Month $500.00 4.000% 4.07%
36 Month $500.00 4.000% 4.07%
48 Month $500.00 4.000% 4.07%
60 Month $500.00 4.000% 4.07%

HSA (Health Savings Account)
Effective Date: Tuesday, February 7th, 2023
HEALTH SAVINGS ACCOUNTS
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100.00 and Up .02% .02%

IRA (Individual Retirement Accounts) Term Share Certificates
Effective Date: Tuesday, February 7th, 2023
TermMinimum Deposit AmountDividend RateAnnual Percentage Yield (APY)
12 Months $500.00 1.750% 1.764%
24 Months $500.00 2.500% 2.529%
36 Months $500.00 2.750% 2.785%
Rates and Term are subject to change. All Term Share Certificates have an early withdrawal penalty.