We will be CLOSED Saturday, 5/24 and Monday, 5/26 in observance of Memorial Day. Mobile App, Remote Deposit Capture, ATM, Online Banking, and Telephone Banking are available 24x7 for your convenience. Happy Memorial Day!

It'sMe247 Online Banking

Savings Rates

Check Out Our Savings Rates Here

Home > About Us > Rates & Fees > Savings Rates

Savings Rates

Savings Federally Insured up $250,000.00 by the NCUA a U.S. Government Agency.

Share Savings, Christmas Club, Vacation Club, Additional Savings
Effective Date: Wednesday, May 21st, 2025
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$1.00 & Up .02% .02%

Youth Accounts
Effective Date: Wednesday, May 21st, 2025
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$1.00 and Up .02% .02%

Premier Money Market
Effective Date: Wednesday, May 21st, 2025
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$0.01 - $2,500.00 .02% .02%
$2,500.00 - $24,999.99 .50% .50%
$25,000.00 - $74,999.99 .75% .75%
$75,000.00 and up 1.00% 1.01%

Optimum Savings
Effective Date: Wednesday, May 21st, 2025
EligibilityDividend RateAnnual Percentage Yield (APY)
$0.01 - and up (if terms are met) 1.25% 1.26%
$0.01 - and up (if terms are not met) .02% .02%
Terms and Conditions

JUMBO Savers Account
Effective Date: Wednesday, May 21st, 2025
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100,000.00 and up 3.00% 3.04%
Below $100,000.00 0% 0%

Municipal Savings
Effective Date: Wednesday, May 21st, 2025
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$2,500 - $500,000 .25% .25%
Below $2,500 and Above $500,000 .02% .02%
Terms and Conditions

Term Share Certificates
Effective Date: Wednesday, May 21st, 2025
TermDeposit AmountDividend RateAnnual Percentage Yield (APY)
6 Month $100.00 4.25% 4.33%
12 Month $100.00 4.00% 4.07%
18 Month $100.00 3.75% 3.82%
24 Month $100.00 3.50% 3.56%
36 Month $100.00 3.25% 3.30%
48 Month $100.00 3.00% 3.04%
60 Month $100.00 2.75% 2.79%

HSA (Health Savings Account)
Effective Date: Wednesday, May 21st, 2025
HEALTH SAVINGS ACCOUNTS
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100.00 and Up .02% .02%

IRA (Individual Retirement Accounts) Term Share Certificates
Effective Date: Wednesday, May 21st, 2025
TermMinimum Deposit AmountDividend RateAnnual Percentage Yield (APY)
12 Months $100.00 2.500% 2.53%
24 Months $100.00 2.650% 2.68%
36 Months $100.00 2.550% 2.58%
Rates and Term are subject to change. All Term Share Certificates have an early withdrawal penalty.

IRA (Individual Retirement Account)
Effective Date: Wednesday, May 21st, 2025
IRA SAVINGS (Traditional & Roth)
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100.00 - $ 2,999.99 .02% .02%
$3,000.00 - $4,999.99 .02% .02%
$5,000.00 - $9,999.99 .02% .02%
$10,000.00 - $19,999.99 .02% .02%
$20,000.00 and up .02% .02%