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Savings Rates

Savings Federally Insured up $250,000.00 by the NCUA a U.S. Government Agency.

Share Savings, Christmas Club, Vacation Club, Additional Savings
Effective Date: Tuesday, April 23rd, 2024
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$1.00 & Up .02% .02%

Youth Accounts
Effective Date: Tuesday, April 23rd, 2024
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$5.00 and Up .02% .02%

Premier Money Market
Effective Date: Tuesday, April 23rd, 2024
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$0.01 - $2,500.00 .02% .02%
$2,500.00 - $24,999.99 .50% .50%
$25,000.00 - $74,999.99 .75% .75%
$75,000.00 and up 1.00% 1.01%

Optimum Savings
Effective Date: Tuesday, April 23rd, 2024
EligibilityDividend RateAnnual Percentage Yield (APY)
$0.01 - and up (if terms are met) 1.25% 1.26%
$0.01 - and up (if terms are not met) .02% .02%
Terms and Conditions

JUMBO Savers Account
Effective Date: Tuesday, April 23rd, 2024
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100,000.00 and up 3.00% 3.04%
Below $100,000.00 0% 0%

Municipal Savings
Effective Date: Tuesday, April 23rd, 2024
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$2,500 - $500,000 .25% .25%
Below $2,500 and Above $500,000 .02% .02%
Terms and Conditions

Term Share Certificates
Effective Date: Tuesday, April 23rd, 2024
TermDeposit AmountDividend RateAnnual Percentage Yield (APY)
6 Month $100.00 4.75% 4.86%
12 Month $100.00 5.25% 5.38%
18 Month $100.00 4.35% 4.44%
24 Month $100.00 4.35% 4.44%
36 Month $100.00 4.10% 4.18%
48 Month $100.00 4.10% 4.18%
60 Month $100.00 4.10% 4.18%

HSA (Health Savings Account)
Effective Date: Tuesday, April 23rd, 2024
HEALTH SAVINGS ACCOUNTS
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100.00 and Up .02% .02%

IRA (Individual Retirement Accounts) Term Share Certificates
Effective Date: Tuesday, April 23rd, 2024
TermMinimum Deposit AmountDividend RateAnnual Percentage Yield (APY)
12 Months $500.00 2.500% 2.53%
24 Months $500.00 3.500% 3.56%
36 Months $500.00 4.100% 4.18%
Rates and Term are subject to change. All Term Share Certificates have an early withdrawal penalty.