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Savings Rates

Savings Federally Insured up $250,000.00 by the NCUA a U.S. Government Agency.

Share Savings, Christmas Club, Vacation Club, Additional Savings
Effective Date: Thursday, November 21st, 2019
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100.00 - $2,999.99 .10% .10%
$3,000.00 - $4,999.99 .10% .10%
$5,000.00 - $9,999.99 .10% .10%
$10,000.00 - $19,999.99 .10% .10%
$20,000.00 and up .10% .10%

Youth Accounts
Effective Date: Thursday, November 21st, 2019
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$5.00 - $2,999.99 .10% .10%
$3,000.00 - $4,999.99 .10% .10%
$5,000.00 - $9,999.99 .10% .10%
$10,000.00 - $19,999.99 .10% .10%
$20,000.00 and up .10% .10%

Premier Savings Accounts
Effective Date: Thursday, November 21st, 2019
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$2,500.00 - $ 9,999.99 .10% .10%
$10,000.00 - $24,999.99 .15% .15%
$25,000.00 - $99,999.99 .20% .20%
$100,000.00 and up .30% .30%

Optimum Savings
Effective Date: Thursday, November 21st, 2019
EligibilityDividend RateAnnual Percentage Yield (APY)
If Terms are Met 1.50% 1.51%
If Terms are Not Met .10% .10%

Municipal Savings
Effective Date: Thursday, November 21st, 2019
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$2,500 - $500,000 2.05% 2.06%
Below $2,500 and Above $500,000 .10% .10%

Term Share Certificates
Effective Date: Thursday, November 21st, 2019
TermMinimum Deposit AmountDividend RateAnnual Percentage Yield (APY)
3 Month $500.00 .50% .50%
6 Month $500.00 2.25% 2.28%
12 Month $500.00 2.50% 2.53%
18 Month $500.00 .80% .80%
24 Month $500.00 .85% .85%
30 Month $500.00 .90% .90%
36 Month $500.00 1.25% 1.26%
48 Month $500.00 1.35% 1.36%
60 Month $500.00 1.55% 1.56%

IRA (Individual Retirement Account)/HSA (Health Savings Account)
Effective Date: Thursday, November 21st, 2019
HEALTH SAVINGS ACCOUNTS, AND IRA SAVINGS (Traditional & Roth)
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100.00 - $ 2,999.99 .35% .35%
$3,000.00 - $4,999.99 .35% .35%
$5,000.00 - $9,999.99 .35% .35%
$10,000.00 - $19,999.99 .45% .45%
$20,000.00 and up .45% .45%

IRA (Individual Retirement Accounts) Term Share Certificates
Effective Date: Thursday, November 21st, 2019
TermMinimum Deposit AmountDividend RateAnnual Percentage Yield (APY)
12 Months $500 2.50% 2.53%
24 Months $500 .85% .85%
36 Months $500 1.25% 1.26%
Rates and Term are subject to change. All Term Share Certificates have an early withdrawal penalty.