Savings Rates
Savings Federally Insured up $250,000.00 by the NCUA a U.S. Government Agency.
| Share Savings, Christmas Club, Vacation Club, Additional Savings | ||
| Effective Date: Tuesday, May 30th, 2023 | ||
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $100.00 & Up | .02% | .02% |
| Youth Accounts | ||
| Effective Date: Tuesday, May 30th, 2023 | ||
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $5.00 and Up | .02% | .02% |
| Premier Savings Accounts | ||
| Effective Date: Tuesday, May 30th, 2023 | ||
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $2,500.00 - $ 9,999.99 | .15% | .15% |
| $10,000.00 - $24,999.99 | .20% | .20% |
| $25,000.00 - $99,999.99 | .25% | .25% |
| $100,000.00 and up | 1.00% | 1.01% |
| Optimum Savings | ||
| Effective Date: Tuesday, May 30th, 2023 | ||
| Eligibility | Dividend Rate | Annual Percentage Yield (APY) |
| $0-$99,999.99: If Terms are Met | .15% | .15% |
| $100,000.00 and up: If Terms are Met | 1.00% | 1.01% |
| If Terms are Not Met | .02% | .02% |
| Terms and Conditions | ||
| Municipal Savings | ||
| Effective Date: Tuesday, May 30th, 2023 | ||
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $2,500 - $500,000 | .25% | .25% |
| Below $2,500 and Above $500,000 | .02% | .02% |
| Terms and Conditions | ||
| Term Share Certificates | |||
| Effective Date: Tuesday, May 30th, 2023 | |||
| Term | Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| 6 Month | $500.00 | 4.000% | 4.07% |
| 12 Month | $500.00 | 4.000% | 4.07% |
| 18 Month | $500.00 | 4.000% | 4.07% |
| 24 Month | $500.00 | 4.000% | 4.07% |
| 36 Month | $500.00 | 4.000% | 4.07% |
| 48 Month | $500.00 | 4.000% | 4.07% |
| 60 Month | $500.00 | 4.000% | 4.07% |
| HSA (Health Savings Account) | ||
| Effective Date: Tuesday, May 30th, 2023 | ||
| HEALTH SAVINGS ACCOUNTS | ||
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $100.00 and Up | .02% | .02% |
| IRA (Individual Retirement Accounts) Term Share Certificates | |||
| Effective Date: Tuesday, May 30th, 2023 | |||
| Term | Minimum Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| 12 Months | $500.00 | 1.750% | 1.764% |
| 24 Months | $500.00 | 2.500% | 2.529% |
| 36 Months | $500.00 | 2.750% | 2.785% |
| Rates and Term are subject to change. All Term Share Certificates have an early withdrawal penalty. | |||
