Savings Federally Insured up $250,000.00 by the NCUA a U.S. Government Agency.
| Share Savings, Christmas Club, Vacation Club, Additional Savings |
| Effective Date: Tuesday, February 7th, 2023 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $100.00 & Up |
.02% |
.02% |
| Youth Accounts |
| Effective Date: Tuesday, February 7th, 2023 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $5.00 and Up |
.02% |
.02% |
| Premier Savings Accounts |
| Effective Date: Tuesday, February 7th, 2023 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $2,500.00 - $ 9,999.99 |
.15% |
.15% |
| $10,000.00 - $24,999.99 |
.20% |
.20% |
| $25,000.00 - $99,999.99 |
.25% |
.25% |
| $100,000.00 and up |
1.00% |
1.01% |
| Optimum Savings |
| Effective Date: Tuesday, February 7th, 2023 |
| Eligibility | Dividend Rate | Annual Percentage Yield (APY) |
| $0-$99,999.99: If Terms are Met |
.15% |
.15% |
| $100,000.00 and up: If Terms are Met |
1.00% |
1.01% |
| If Terms are Not Met |
.02% |
.02% |
| Terms and Conditions |
| Municipal Savings |
| Effective Date: Tuesday, February 7th, 2023 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $2,500 - $500,000 |
.25% |
.25% |
| Below $2,500 and Above $500,000 |
.02% |
.02% |
| Terms and Conditions |
| Term Share Certificates |
| Effective Date: Tuesday, February 7th, 2023 |
| Term | Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| 6 Month |
$500.00 |
4.000% |
4.07% |
| 12 Month |
$500.00 |
4.000% |
4.07% |
| 18 Month |
$500.00 |
4.000% |
4.07% |
| 24 Month |
$500.00 |
4.000% |
4.07% |
| 36 Month |
$500.00 |
4.000% |
4.07% |
| 48 Month |
$500.00 |
4.000% |
4.07% |
| 60 Month |
$500.00 |
4.000% |
4.07% |
| HSA (Health Savings Account) |
| Effective Date: Tuesday, February 7th, 2023 |
| HEALTH SAVINGS ACCOUNTS |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $100.00 and Up |
.02% |
.02% |
| IRA (Individual Retirement Accounts) Term Share Certificates |
| Effective Date: Tuesday, February 7th, 2023 |
| Term | Minimum Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| 12 Months |
$500.00 |
1.750% |
1.764% |
| 24 Months |
$500.00 |
2.500% |
2.529% |
| 36 Months |
$500.00 |
2.750% |
2.785% |
| Rates and Term are subject to change. All Term Share Certificates have an early withdrawal penalty. |
