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Savings Rates

Savings Federally Insured up $250,000.00 by the NCUA a U.S. Government Agency.

Share Savings, Christmas Club, Vacation Club, Additional Savings
Effective Date: Friday, October 22nd, 2021
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100.00 - $2,999.99 .02% .02%
$3,000.00 - $4,999.99 .02% .02%
$5,000.00 - $9,999.99 .02% .02%
$10,000.00 - $19,999.99 .02% .02%
$20,000.00 and up .02% .02%

Youth Accounts
Effective Date: Friday, October 22nd, 2021
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$5.00 - $2,999.99 .02% .02%
$3,000.00 - $4,999.99 .02% .02%
$5,000.00 - $9,999.99 .02% .02%
$10,000.00 - $19,999.99 .02% .02%
$20,000.00 and up .02% .02%

Premier Savings Accounts
Effective Date: Friday, October 22nd, 2021
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$2,500.00 - $ 9,999.99 .05% .05%
$10,000.00 - $24,999.99 .05% .05%
$25,000.00 - $99,999.99 .05% .05%
$100,000.00 and up .05% .05%

Optimum Savings
Effective Date: Friday, October 22nd, 2021
EligibilityDividend RateAnnual Percentage Yield (APY)
If Terms are Met .05% .05%
If Terms are Not Met .02% .02%
Terms and Conditions

Municipal Savings
Effective Date: Friday, October 22nd, 2021
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$2,500 - $500,000 .15% .15%
Below $2,500 and Above $500,000 .02% .02%
Terms and Conditions

Term Share Certificates
Effective Date: Friday, October 22nd, 2021
TermDeposit AmountDividend RateAnnual Percentage Yield (APY)
3 Month $500.00 .05% .05%
6 Month $500.00 .05% .05%
12 Month $500.00 .10% .10%
18 Month $500.00 .15% .15%
24 Month $500.00 .20% .20%
30 Month $500.00 .25% .25%
36 Month $500.00 .30% .30%
48 Month $500.00 .35% .35%
60 Month $500.00 .70% .70%

HSA (Health Savings Account)
Effective Date: Friday, October 22nd, 2021
HEALTH SAVINGS ACCOUNTS
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100.00 - $ 2,999.99 .02% .02%
$3,000.00 - $4,999.99 .02% .02%
$5,000.00 - $9,999.99 .02% .02%
$10,000.00 - $19,999.99 .02% .02%
$20,000.00 and up .02% .02%

IRA (Individual Retirement Accounts) Term Share Certificates
Effective Date: Friday, October 22nd, 2021
TermMinimum Deposit AmountDividend RateAnnual Percentage Yield (APY)
12 Months $500.00 .10% .10%
24 Months $500.00 .20% .20%
36 Months $500.00 .30% .30%
Rates and Term are subject to change. All Term Share Certificates have an early withdrawal penalty.