FRAUD ALERT: SPOOFED PHONE CALLS

Circle Federal Credit Union has been made aware of fraudulent phone calls that appear to come from our phone number. Scammers may claim there is suspicious activity on your account and ask for your credit or debit card number, PIN, online banking credentials, or Social Security number. 

 

Please remember: Circle Federal Credit Union will NEVER call you and ask for your full card number, PIN, or Social Security Number.

 

If you receive one of these calls, hang up immediately, do NOT provide any personal or account information, and call us directly using the phone numbers listed on our website. Your security is very important to us. If you have any concerns about your account, please contact us directly.

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Smart Start Auto Loans

First Car Purchases Can Be Intimidating, We Can Help

Home > Loans > Smart Start Auto Loan Program

Smart Start Auto Loan Program

Younger Members or Members who have never financed a vehicle may qualify for the Smart Start Auto Loan Program! This program is designed to help our members who have little to no credit qualify and no derogatory information on their credit report for an Auto Loan with the possibility of no co-borrower.

How to Qualify:

  • Maximum loan amount is $15,000
  • Must be a member of Circle Federal Credit Union for at least 2 years with an active account
  • Must have sufficient income to qualify for the loan
  • Must have 20% down

*Salvaged Titles do NOT qualify for this Program

  • For the current rate, refer to the rate sheet here
  • GAP and Warranty may be added to this loan type & will not be part of the down payment

For more information, contact us today at 269-684-6005 (Niles), 269-445-1951 (Cass), 269-414-4327 (Edwardsburg).

 

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