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Home Equity Loans

Use the Equity in Your Home to Pay for What Matters Most

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Home Equity Loan

We offer many different products to suit your needs all at a fixed rate. Choose between a Line of Credit or a Closed End Loan.

What is Home Equity?

Home Equity is the difference between what you currently owe on your home and its appraised value in the current market.

How Does it Work?

A Home Equity Loan is secured by your home and gives you a borrowing period that allows you to borrow as much as you need, up to your approved credit limit and loan to value.

What Can I use a Home Equity Loan for?

With a Home Equity Loan, the opportunities are endless. You can use it for educational expenses, home improvements, or a major purchase.

Home Equity Line of Credit vs. Closed End Loan

A Closed End Home Equity Loan gives you a sum of money at one time, whereas a Home Equity Line of Credit works similar to a Credit Card: You have a certain amount of money available to borrow and pay back, but you can take what you need as you need it.


Apply Online Current Equity Loan Rates

Contact Nikki Welsch at 574-904-1598 or Chris Williams at 269-228-0073 for more information or to schedule a mortgage application appointment.NMLS #747642.