Optimum Savings Account
Earn more on your savings with 1.26%APY on all balances when the terms below are met. If terms are not met, balances will earn .02%APY
Interest will be paid monthly on balances within each tier and in a blended fashion.
Here's How it Works:
- Have a Checking Account and make at least one debit card transaction (POS or Signature) per month.
- Have at least $50 ACH Deposited into any sub account under your membership (excluding the 000 Share Savings) per month.
Must have a share savings account to be a member and qualify for the Optimum Savings account. Share savings account opened with a $5 minimum deposit. No minimum deposit required to open a checking account. If checking account does not have a debit card and e-statements, it will be subject to a $5 monthly fee on balances less than $50. If terms are not met, the base interest rate on the Optimum Savings is .02%. There is no limit on the number of electronic withdrawals and the Optimum Savings is not subject to Reg D fees. APY = annual percentage yield. Federally insured by the NCUA. Some restrictions may apply. All rates are subject to change without prior notice. These rates replace previously dated rates. These rates are for Circle Federal Credit Union members only. Membership required. Must qualify for Membership. Federally Insured by the NCUA up to $250,000. Equal Opportunity Lender.
