We will be CLOSED Monday, July 4th in observance of Independence Day. Mobile App, Remote Deposit Capture, ATM, Online Banking, and Telephone Banking are available 24x7 for your convenience. Happy Fourth of July!

It'sMe247 Online Banking

Term Share Certificate

Earn a Competitive and Guaranteed Interest Rate Through Circle Federal Credit Union!

Home > Investment & Insurance > Term Share Certificate

Term Share Certificate

Make the most of your savings with Term Share Certificates! Whether you're saving for short or long term goals, earn a competitive and guaranteed interest rate through Circle Federal Credit Union.

  • Low minimum deposit of $500.00
  • Flexible terms from 3 months to 60 months 
  • Dividends compounded on daily balance and credited monthly
  • Flexibility - dividends can be reinvested into certificate or deposited into a share account
  • At maturity, certificate automatically renews at the current rate and term unless otherwise instructed
  • Rates are guaranteed for the term of the certificate
  • IRA Term Share Certificates also available
  • May be used as security for a share secured loan
  • No-worry federally insured savings

Early Withdrawal Penalites

  • If your account has an original maturity of 12 months or less:
    • The penalty we may impose will be equal to 90 days of dividends
  • If your account has an original maturity of more than 12 months:
    • The penalty we may impose will be equal to 180 days of dividends

Follow our Facebook and Instagram Pages to stay up to date with Term Share Certificate Specials!

View Current Rates