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Term Share Certificate
Make the most of your savings with Term Share Certificates! Whether you're saving for short or long term goals, earn a competitive and guaranteed interest rate through Circle Federal Credit Union.
- Low minimum deposit of $100.00
- Flexible terms from 6 months to 60 months
- Dividends compounded on daily balance and credited monthly
- Flexibility - dividends can be reinvested into certificate or deposited into a share account
- At maturity, certificate automatically renews at the current rate and term unless otherwise instructed
- Rates are guaranteed for the term of the certificate
- IRA Term Share Certificates also available
- May be used as security for a share secured loan
- No-worry federally insured savings
Early Withdrawal Penalites
- If your account has an original maturity of 12 months or less:
- The penalty we may impose will be equal to 90 days of dividends
- If your account has an original maturity of more than 12 months:
- The penalty we may impose will be equal to 180 days of dividends
Grace Period
There is a 7-day grace period following the maturity date on Certificates that are set to auto-renew
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