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Text Banking

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Text Banking

Circle Federal Credit Union's Text Banking makes account access simple. Stay on top of account information with simple text commands. No smartphone required.


Simply text IM247 to 46247 to receive text message replies regarding the available balance of your accounts, account history, and a list of other commands such as:

BAL for Balance for All Accounts

BAL {nick} Balance for up to three savings or checking accounts, where {nick} is a custom 1-6 character nickname assigned within It’s Me 247

BAL {#} Balance for a specific account, where {#} is the 3-digit account suffix

BAL {nick} {#} Balance for a specific membership and account combination

STOP Turns off all text banking

STOP {nick} Turns off text banking for a specific account

HELP The Customer Service number


Text Banking also allows members to create custom transfer codes to move their funds between suffixes quickly and easily, all without logging in to online banking - so helpful when you're standing in the checkout line and need a bit more cash in your checking account! This can be set up in Online Banking.


You can also enroll in e-Alerts to receive notices regarding account balances, electronic deposits or withdrawals and when a payment is due.

To enroll, simply log into ItsMe247, click on the GO MOBILE icon, then select Text Banking Home to enroll.  (Your mobile phone carrier may charge you standard text messaging fees).


Message and data rates may apply. Terms & Conditions Apply.