Looking for money for college? We partner with Sallie Mae to find a Smart Option Student Loan that can help you reach higher education with a lower rate than traditional loans.
Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty1
- Multiple repayment options
Tips and Education
Undergraduate and Career Training Students
Smart Option Student Loan®
Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting schoolor for a professional training and trade certificate courses (culinary, technical, etc.) at a non-degree granting school.
Graduate School Loan
Pay for expenses as you pursue your master’s and doctoral degrees
Pay for your business school expenses as you pursue your Masters of Business Administration degree
Medical School Loan
Pay for your medical degree expenses in allopathic,general,osteopathic,podiatric, radiology,sports, and veterinary medicine
Dental School Loan
Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacialsurgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics
Graduate School Loan for Health Professions
Pay for your health professions degree expenses in allied health, nursing, pharmacy, and othergraduate-level health programs
Law School Loan
Pay for your school and associated expenses as you study for your law degree
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner. Circle Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
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