Direct Deposit
Enroll in Direct Deposit by using your Credit Union account number and suffix number to direct it to your Circle Federal Credit Union Accounts.
Common Suffixes
- Savings............................000
- Checking.........................013 or 011
- HSA..................................017
- Premier Savings.............002
- Vacation Club.................058
- Christmas Club..............059
- Optimum Savings..........120
Our Routing Number is 272483387.
ACH On-Demand
Have you ever wanted to post your pending direct deposits to your account early? With on-demand posting, you can receive instant access to pending direct deposits for a $10 Instant Access Fee.
What is ACH On-Demand?
- ACH On-Demand Posting is available to all members. There is no age requirement.
- This feature can be done with any pending deposit.
- Funds must be pending in the ACH warehouse to post early.
- If there are any distributions tied directly to the deposit, those will post early as well.
- Any automatic funds transfers (AFT) will happen at their normal scheduled time.
- This feature can be done in branch with a Member Service Representative or Teller, on our mobile app, or through online banking.
How does it work?
You can post your pending ACH credits early such as payroll, social security, tax returns, and more.
- Login to Online or Mobile Banking
- View pending ACH deposits by clicking on 'My Accounts'
- Select "Post Now" next to the pending ACH deposit
- On the next screen, you will be asked to accept the fee of $10 for this feature
At that time the pending ACH deposit is posted, the funds are immediately available. If there are any distributions tied directly to this deposit, those will post early as well.
If you'd like to learn more before trying it out, simply give us a call at 269.684.6005 and speak with one of our Member Service Representatives.
