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Conventional & government mortgages

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Conventional & Government Mortgages

We finance both Fannie Mae and Rural Developmen mortgages with all loans being serviced by the credit union. This means you will see your loan on your monthly statement and will make your payments directly to us. Both purchases and refinances are available. In addition, we also finance FHA & VA mortgages.

Some of the Benefits of a Fannie Mae Mortgage include:
  • Fixed rate mortgages available from 10 to 30 years
  • Many loans that qualify with only 5% down (first time home buyers may qualify with as little as 3% down)
  • Loans up to $726,200
  • Escrow available
  • Low rates, low closing costs
  • We'll help guide you through the process

Apply Online          Current Fannie Mae Rates

 

Some of the Benefits of a Rural Development Mortgage include:
  • Fixed rate mortgages are available with a 30 year term
  • 0% down
  • Ability to roll in closing costs based on home value
  • Escrow required
  • Low rates, low closing costs
  • We'll help guide you through the process

Apply Online          Current Rural Development Rates

 

Some of the Benefits of a FHA Mortgage include:
  • Flexible guidelines
  • 3.5% down payment
  • 15 & 30 year fixed options

 

Some of the Benefits of a VA Mortgage include:
  • Low or no down payment
  • No mortgage insurance
  • For active and retired military

 

Contact Nikki Welsch at 574-904-1598 or Chris Williams at 269-228-0073 for more information or to schedule a mortgage application appointment. NMLS #747642.

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