Conventional & Government Mortgages
We finance Fannie Mae, Freddie Mac, and Rural Development mortgages with all loans being serviced by the credit union. This means you will see your loan on your monthly statement and will make your payments directly to us. Both purchases and refinances are available. In addition, we also finance FHA & VA mortgages.
Some of the Benefits of a Fannie Mae Mortgage include:
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Fixed rate mortgages available from 10 to 30 years
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Many loans qualify with only 5% down (first time home buyers may qualify with as little as 3% down)
- Loans up to $766,550
- Escrow available
- Low rates, low closing costs
- We'll help guide you through the process
Apply Online Current Fannie Mae Rates
Some of the Benefits of a Freddie Mac Mortgage include:
-
Fixed rate mortgages available from 15 to 30 years
- Many loans qualify with only 5% down (first time home buyers may qualify with as little as 3% down)
- Loans up to $766.550
- Escrow available
- Low rates, low closing costs
- Qualification requirements a little less stringent than Fannie Mae
- We'll help guide you through the process
Apply Online Current Freddie Mac Rates
Some of the Benefits of a Rural Development Mortgage include:
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Fixed rate mortgages are available with a 30 year term
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0% down
- Ability to roll in closing costs based on home value
- Escrow required
- Low rates, low closing costs
- We'll help guide you through the process
Apply Online Current Rural Development Rates
Some of the Benefits of a FHA Mortgage include:
- Flexible guidelines
- 3.5% down payment
- 15 & 30 year fixed options
Some of the Benefits of a VA Mortgage include:
- Low or no down payment
- No mortgage insurance
- For active and retired military
Contact Chris Williams (NMLS# 1822457) at 269-228-0073 for more information or to schedule a mortgage application appointment. Credit Union NMLS# 747642.
Mortgage Payoff Calculator Refinance Calculator
