Conventional & Government Mortgages
We finance both Fannie Mae and Rural Development Mortgages with all loans being serviced by the credit union. This means you will see your loan on your monthly statement and will make your payments directly to us. Both purchases and refinances are available.
Some of the Benefits of a Fannie Mae Mortgage include:
- Fixed rate mortgages available from 10 to 30 years
- Many loans that qualify with only 5% down (first time home buyers may qualify with as little as 3% down)
- Loans up to $726,200
- Escrow available
- Low rates, low closing costs
- We'll help guide you through the process
Apply Online Current Fannie Mae Rates
Some of the Benefits of a Rural Development Mortgage include:
- Fixed rate mortgages are available with a 30 year term
- 0% down
- Ability to roll in closing costs based on home value
- Escrow required
- Low rates, low closing costs
- We'll help guide you through the process
Apply Online Current Rural Development Rates
Contact Nikki Welsch at 574-904-1598 or Chris Williams at 269-228-0073 for more information or to schedule a mortgage application appointment. NMLS #747642.
Mortgage Payoff Calculator Refinance Calculator
Current Promotion
Discounts off of closing costs valid on mortgage applications taken between May 1, 2023 and June 30, 2023. Offer limited to residential properties only. Loan amount of $100,000 and below to receive the $500 closing cost discount and $100,001 or more to receive the $1,000 closing cost discount. Credit will be given at time of closing. Offer subject to change, removal without notice. Subject to underwriting and approval. Credit union membership is required. Terms and rates can change without notice. Some restrictions may apply. Equal opportunity lender. Federally insured by the NCUA. Credit Union NMLS #747642.
