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It'sMe247 Online Banking
Circle Federal Credit Union
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Welcome to Circle Federal Credit Union.

We're Glad You're Here.

Whether you’re brand new to Circle or just getting your accounts set up, the New Member Hub is your go-to resource for getting started.

From your first online banking login to setting up direct deposit, activating your debit card, and learning how to deposit checks from your phone, we’ve gathered the essentials you need—all in one place.

 

Let's Get You Started
Set Up Online Banking

Circle FCU's online banking platform, It'sMe247, gives you 24/7 access to your accounts. You can check balances, review transactions, transfer money, pay bills, make loan payments and manage other account services.

To get started:

  1. Visit the Online Banking section of circlefcu.org.
  2. Select It's Me 247 Online Banking.
  3. Enter your login credentials.
  4. Once you're logged in, take a few minutes to review your account information and available services.
  5. Consider setting up eStatements and account alerts to help you stay informed.

New to online banking? Circle FCU's Online Help page provides additional instructions and videos. 

Learn More About Online Banking

 

Download the Circle FCU Mobile App

The Circle FCU Mobile App lets you check balances, review transactions, transfer money, deposit checks, manage your cards and more from your smartphone or tablet.

To get started:

  1. Download the Circle FCU Mobile App from the Apple App Store or Google Play.
  2. Open the app on your smartphone or tablet.
  3. Log in using your online banking credentials.
  4. Set up a convenient secure login option, such as fingerprint authentication, Face ID/facial recognition or a PIN, if supported by your device. 
  5. Explore the app to view your accounts, transfer funds, manage cards and more.

Apple App Store

Google Play Store

Learn More About Our Mobile App

 

Set Up Direct Deposit
Get your paycheck deposited automatically.
Direct deposit can be used for paychecks, Social Security, retirement benefits, tax refunds and other recurring payments.

Routing Number: 272483387

You'll also need your Circle FCU account number and the account type where you'd like the funds deposited.

Learn More About Direct Deposit

 

Activate and Manage Your Debit Card

Your Circle FCU Mastercard® Debit Card can be used for everyday purchases, online shopping and ATM transactions wherever Mastercard is accepted. 

Once your card is ready to use, take advantage of the card-management tools available through the Circle FCU Mobile App.

Learn More About Debit CardsLearn More About Our Mobile App

 

Deposit Checks Through Your Phone

Eligible members can deposit checks directly through the Circle FCU Mobile App using Remote Deposit Capture (RDC). You'll need to enroll before making your first mobile deposit. 

Enroll in Mobile Deposit
  1. Open the Circle FCU Mobile App.
  2. Select Deposit from the bottom toolbar.
  3. Select Register/Sign-Up.
  4. Follow the prompts to submit your enrollment request.
  5. Check back within 24 hours during business days for your approval status.

Learn More About Mobile Deposit

 

Go Paperless with eStatements

eStatements allow you to access your account statements electronically through It's Me 247 Online Banking.

How to enroll:
  1. Log in to It's Me 247 Online Banking.
  2. Click E-Statements.
  3. Select “I would like to receive my statements electronically.”
  4. Enter your email address.
  5. Click Accept.

That's it—you'll be enrolled in eStatements.

Learn More About eStatements

 

Order Checks

Need Checks for your new account?

Order Checks Here

 

Find Answers to Common Questions
Have a question? Start here.
Circle FCU's online resources can help you find answers about your accounts, online banking, mobile banking, cards, deposits and other services.

For example, you can find information about:

 

Protect Your Account

Monitor your accounts.
Regularly review your account activity and watch for anything unusual.

Turn on alerts.
Use email, text, online banking or mobile-app alerts to stay informed about account activity.

Never share sensitive information.
We will never initiate a request for sensitive information such as your Social Security number, password, secure access codes, account number, PIN or debit/credit card number by phone, email or text.

Be cautious with unexpected messages.
Don't click unexpected links or attachments in emails or text messages.

Be careful with phone calls.
If someone unexpectedly asks for personal or financial information, hang up and contact Circle FCU using a trusted phone number.

Learn More About Fraud Prevention

 

Need Help? We're Here For You.

If you can't find what you're looking for, Circle FCU's Member Service team is ready to help.

Niles: 269-684-6005
Cassopolis: 269-445-1951
Edwardsburg: 269-414-4327
Electronic Services Member Service Representative: 269-340-5627