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Loyalty Pays

The More Services You Have, the More Points You Earn!

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Loyalty Pays

The more services you have with Circle Federal Credit Union, the more points you earn. Points can be redeemed for fee reversals, VISA Gift Cards, donations to local charities, and even a free turkey coupon for the holidays!

Login to ItsMe247 online banking to check your available reward points and learn how to earn more for next month! You can redeem your points at any branch location.


How to Earn Points

Share Account Points
Checking Account 100
Negative Savings Account -250
Money Market (Premier Savings) 25
Additional Savings/Sub Accounts 10
Savings Balance to $2,499 0
Savings Balance to $4,999 10
Savings Balance to $9,999 15
Savings Balance to $24,999 20
Savings Balance to $9,999,999 25
Certificate of Deposit 10
IRA Certificate of Deposit 10
IRA Share 10
Loans Points
Loan Balance to $4,999 25
Loan Balance to $5,000-$9,999 50
Loan Balance to $10,000-$49,999 150
Loan Balance to $50,000-$99,999 250
Loan Balance to $100,000+ 350
Delinquent Loan -250
Auto Loan 50
Home Equity Loan (2nd & HELOC) 100
Mortgage (1st) 200
Visa Credit Card 50
Other Loan 50
Convenience Services Points
ATM Card 10
Debit Card 100
Direct Deposit (Payroll or ACH) 100
Automatic Payment of Loan 50
ACH Payment to Loan 50
It'sMe247 Online (Used This Month) 50
Telephone Banking 10
Bill Pay 50
eStatements 50
Valid email Address 5
eNotice Enrolled 5
eAlert Enrolled 5
Mobile Text Banking 5
Wrong Address -50
Loyalty Points
Years of Membership (10+ Years) 5

How to Redeem Points

CD and Loan Redemptions Points
.10% Discount on Auto/Boat/RV Loan 8,000
.25% Discount on Auto/Boat/RV Loan 12,000
.25% Discount on Unsecured Loan 6,250
.05% BUMP or CD Bonus (Up to $10,000) 1,250
Fee Redemptions Points
VISA Gift Card Fee 750
Stop Payment Fee 2,500
Cashier's Check/Money Order Fee 500
ATM Fee 750
NSF/Courtesy Pay Fee 7,250
Temporary Checks Fee 500
Free Box of Duplicate Checks 7,000
Paper Statement Fee 250
Travel Money Card Fee 1,750
Minimum Balance Fee 1,250
Statement Printout in Branch 750
Outgoing Wire Fee 8,000
Gift Card Redemptions Points
$25 VISA Gift Card 10,000
Charity Redemptions Points
$25 Charitable Donation 10,000