In observance of Labor Day, we will be CLOSED on Saturday, August 30th and Monday, September 1st. Mobile App, ATM, Online Banking, and Telephone Banking will be available 24x7 for your convenience.  

It'sMe247 Online Banking

investment rates

Home > About Us > Rates & Fees > Investment Rates

Investment Rates

IRA (Individual Retirement Accounts) Term Share Certificates
Effective Date: Thursday, August 28th, 2025
TermMinimum Deposit AmountDividend RateAnnual Percentage Yield (APY)
12 Months $100.00 2.500% 2.53%
24 Months $100.00 2.650% 2.68%
36 Months $100.00 2.550% 2.58%
Rates and Term are subject to change. All Term Share Certificates have an early withdrawal penalty.

Term Share Certificates
Effective Date: Thursday, August 28th, 2025
TermDeposit AmountDividend RateAnnual Percentage Yield (APY)
6 Month $100.00 4.25% 4.33%
12 Month $100.00 4.00% 4.07%
18 Month $100.00 3.75% 3.82%
24 Month $100.00 3.50% 3.56%
36 Month $100.00 3.25% 3.30%
48 Month $100.00 3.00% 3.04%
60 Month $100.00 2.75% 2.79%

IRA (Individual Retirement Account)
Effective Date: Thursday, August 28th, 2025
IRA SAVINGS (Traditional & Roth)
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100.00 - $ 2,999.99 .02% .02%
$3,000.00 - $4,999.99 .02% .02%
$5,000.00 - $9,999.99 .02% .02%
$10,000.00 - $19,999.99 .02% .02%
$20,000.00 and up .02% .02%